Money management is an important skill to have in life. Budgeting quotes can not only provide you with motivation and inspiration, but they can also serve as a reminder to stay on track with your financial goals. Whether you are just starting out with budgeting or you have been budgeting for years, quotes about budgeting can help keep you motivated. Here is a collection of some of the best budgeting quotes from wise thinkers around the world that will help inspire and guide your personal financial journey.
Top 50 Budgeting Quotes
1. “The budget is not just a collection of numbers, but an expression of our values and aspirations.” – Jacob Lew
2. “In the charitable world as in the business world, opportunities should drive budgets, not the other way around.” – George Kaiser
3. “A budget tells us what we can’t afford, but it doesn’t stop us from buying it.” – William Feather
4. “Balancing the budget is like going to heaven. Everybody wants to do it, but nobody wants to do what you have to do to get there.” – Phil Gramm
5. “If you want creativity, take a zero off your budget. If you want sustainability, take off two zeros.” – Jaime Lerner
6. “Adhering to budgeting rules shouldn’t trump good decision-making.” – Emily Oster
7. “A cardinal rule in budgeting and saving is to pay yourself first. Once your paycheck hits your account, wisdom has it that you should move some amount to savings even before you pay the bills.” – John Rampton
8. “They call it a budget so you don’t budge from it.” – Mike Figgis
9. “Budgeting is not just for people who do not have enough money. It is for everyone who wants to ensure that their money is enough.” – Rosette Mugidde Wamambe
10. “Doing a budget means learning an ancient and powerful word: NO.” – Dave Ramsey
11. “A budget is telling your money where to go, instead of wondering where it went.” – John Maxwell
12. “A budget is more than just a series of numbers on a page; it is an embodiment of our values.” – Barack Obama
13. “Low budgets force you to be more creative. Sometimes, with too much money, time, and equipment, you can over-think. My way, you can use your gut instinct.” – Robert Rodriguez
14. “Budgeting only has one rule; Do not go over budget.” – Leslie Tayne
15. “I have enough money to last me the rest of my life, unless I buy something.” – Jackie Mason
16. “Money, if it does not bring you happiness, will at least help you be miserable in comfort.” – Helen Gurley Brown
17. “Money in the bank is like toothpaste in the tube. Easy to take out, hard to put back.” – Earl Wilson
18. “A penny saved is worth two pennies earned . . . after taxes.” – Randy Thurman
19. “We didn’t actually overspend our budget. The allocation simply fell short of our expenditure.” – Keith Davis
20. “When I do something stupid with money and lose it, I call that Stupid Tax. I have paid so much Stupid Tax that I am expert.” – Dave Ramsey
21. “Money isn’t the most important thing in life, but it’s reasonably close to oxygen on the ‘gotta have it’ scale.” – Zig Ziglar
22. “Don’t tell me where your priorities are. Show me where you spend your money and I’ll tell you what they are.” – James W. Frick
23. “Budgets are nothing if not statements of priorities.” – Jeff Merkley
24. “The more your money works for you, the less you have to work for money.” – Idowu Koyenikan
25. “There are people who have money and people who are rich.” – Coco Chanel
26. “The speed of your success is limited only by your dedication and what you’re willing to sacrifice” – Nathan W. Morris
27. “It’s not your salary that makes you rich; it’s your spending habits.” – Charles A. Jaffe
28. “That man is richest whose pleasures are cheapest.” – Henry David Thoreau
29. “Not everything that can be counted counts, and not everything that counts can be counted.” – Albert Einstein
30. “When you know the impact of little expenses, you will realize that there is nothing little in this world.” – Manoj Arora
31. “It is thrifty to prepare today for the wants of tomorrow.” – Aesop
32. “Saving is the gap between your ego and your income.” – Morgan Housel
33. “If you’re saving, you’re succeeding.” – Steve Burkholder
34. “He who buys what he does not need, steals from himself.” – Swedish Proverb
35. “Becoming rich is hard. Staying broke is hard. Choose your hard.” – Eric Worre
36. “Being a smart shopper is the first step to getting rich.” – Mark Cuban
37. “A dash of frugality is a good thing for everyone.” – Jason Chaffetz
38. “Wealth is largely the result of habit.” – John Jacob Astor
39. “If we command our wealth, we shall be rich and free. If our wealth commands us, we are poor indeed.” – Edmund Burke
40. “Money, like emotions, is something you must control to keep your life on the right track.” – Natasha Munson
41. “Beware of little expenses; a small leak can sink a great ship.” – Benjamin Franklin
42. “A wise person should have money in their head, but not in their heart.” -Jonathan Swift
43. “Never spend your money before you have earned it.” — Thomas Jefferson
44. “Save money on the big, boring stuff so that you have something left over for life’s little pleasures.” – Elisabeth Leamy
45. “You must gain control over your money or the lack of it will forever control you.” — Dave Ramsey
46. “Just because you can afford it doesn’t mean you should buy it.” – Suze Orman
47. “Do not save what is left after spending, but spend what is left after saving.” – Warren Buffett
48. “Waste neither time nor money, but make the best use of both.” – Benjamin Franklin
49. “It is critical that kids start to learn the value of money, short-term and long-term saving and budgeting at an early age.” – Alexa Von Tobel
50. “The best time to plant a tree is 20 years ago, the second-best time is now.” – Chinese proverb
Final Thoughts
In conclusion, budgeting quotes can be a great tool to help motivate and inspire people to stay on track with their financial goals. They provide an interesting perspective and encourage positive behavior that will ultimately lead to better financial outcomes. Regardless of your current financial situation, these quotes should serve as a reminder of the importance of budgeting and how it can lead to greater success. Every quote is unique and offers something different, so take the time to find one that resonates with you.